Arc Home Leadership Team

The leadership team at Arc Home consists of well-respected, industry experts who are dedicated to providing diverse lending options and collaborative management.

Richard Bradfield

Chief Executive Officer, joined Arc Home in November, 2018.  Mr. Bradfield has over 25 years of industry experience, having served in various leadership capacities.   He most recently served as the Chief Financial Officer of Home Point Financial, where he was responsible for financial planning and analysis, regulatory and management financial reporting, treasury, tax and capital planning.


Mr. Bradfield previously served PHH Corporation in a variety of roles including, most recently, Senior Vice President of Originations where he was responsible for all of PHH Mortgage’s lending operations for its private label, portfolio retention and correspondent lending businesses.  During his career at PHH Corporation, Mr. Bradfield also served as Treasurer, supporting PHH’s fleet management and mortgage divisions, as well as Senior Vice President of Capital Markets for PHH Mortgage.


Mr. Bradfield earned a bachelor’s degree in Finance from Drexel University and his MBA from Temple University.

Massimo Monaco

Chief Financial Officer, joined Arc Home in December, 2018.  Mr. Monaco has over 16 years of industry experience, having served in various leadership capacities. He most recently served as the Chief Financial Officer of American Financial Resources, where he was responsible for all financial aspects of the company including accounting, financial reporting, tax, treasury, asset management, capital markets, and FP&A.


Mr. Monaco also worked at PHH Corporation servicing most recently as Senior Financial Officer of PHH Mortgage and Vice President of Corporate Planning & Strategy.


Mr. Monaco received his bachelor’s degree and MBA from LaSalle University.

Lee Kaplan

Executive Vice President & General Counsel, joined Arc Home in October, 2018.  Mr. Kaplan has over 15 years of industry experience, having served previously as the Chief Risk and Compliance Officer for PHH Corporation where he was responsible for establishing and optimizing risk and compliance capabilities relating to consumer compliance, regulatory relations, credit risk, third-party oversight, QA/QC, counterparty/financial risk, privacy and information security.


Mr. Kaplan previously served as Assistant General Counsel at PHH Corporation responsible for mortgage/lease financing and securitization transactions, corporate governance, SEC compliance, employment law and litigation. Earlier in his career, Mr. Kaplan served as general counsel to a privately held group of manufacturing and distribution companies and worked as an associate attorney in an AM Law 100 firm.


Mr. Kaplan received his bachelor’s degree from Lafayette College and his J.D. from Temple University Beasley School of Law.

Kathy Kelbaugh

Chief Operating Officer, joined Arc Home in August 2016 as SVP Direct Lending and Portfolio Retention Programs.  Ms. Kelbaugh is an accomplished senior leader with extensive experience in loan origination, capital markets, product development, servicing, credit policy and counterparty risk management.


Prior to Arc Home, Ms. Kelbaugh was Senior Managing Director for RiskSpan, where she provided consultancy to mortgage bankers related to process improvement for all facets of the business and provided assessments of origination and servicing platforms to warehouse and MSR lenders. Prior to RiskSpan, Ms. Kelbaugh held senior positions at Moody’s, GMAC Mortgage, GE Capital Mortgage Services, PHH and The Philadelphia Savings Fund Society.


Ms. Kelbaugh received her bachelor’s degree in Math and Computer Science from Bloomsburg University and an MBA in finance from Drexel University.

Katherine Gardner

Chief Production Officer, joined Arc Home in 2019. Katherine has worked and evolved in the mortgage industry for over 20 years. At Arc Home, she is responsible for all business development and sales efforts for the Company’s Wholesale and Correspondent channels as well as the Company’s marketing efforts. 


Prior to joining Arc Home, Katherine acted as the SVP of Strategic Sales, Non-Delegated Correspondent Channel Manager responsible for building an industry-leading NDC sales and operations organization. Her roles as a Divisional Vice President with NYCB Mortgage, EverBank and Principal Residential all utilized her passion for building best-in-class sales organizations across the client spectrum. 

Jason Nordyk

Senior Vice President, joined Arc Home in April 2016.  Mr. Nordyk has over 20 years of industry experience serving in roles across production, secondary marketing and credit and operations risk. 


Prior to joining Arc Home, Mr. Nordyk was a Senior Manager at Ocwen Financial Corporation where he oversaw originations counterparty risk for both the forward and reverse lending businesses. While at Ocwen, Mr. Nordyk also oversaw credit policy for the forward lending business.  Prior to joining Ocwen, Mr. Nordyk was a Director at PHH Mortgage where he was responsible for the review and monitoring of broker and correspondent counterparties.  Mr. Nordyk had also previously held due diligence and transaction management roles within the RMBS business lines at both Credit Suisse and UBS.    


Mr. Nordyk received his bachelor’s degree from The Richard Stockton College of New Jersey and his MBA from Rutgers Business School Newark-New Brunswick.

Mark A. Schaefer

Senior Vice President of Capital Markets, Mr. Schaefer joined Arc Home in 2017, bringing with him over 20 years of experience in the residential mortgage industry. 


Prior to joining Arc Home, Mr. Schaefer was an executive at Ocwen Loan Servicing, LLC from 2013 to 2016 where he held the positions of Director, Agency Performance & Relations and Director, Capital Markets. 


Mr. Schaefer previously held positions of increased responsibility and breadth within GMAC Residential Capital’s Capital Markets.  Mr. Schaefer managed their $3.5B whole loan portfolio, and his experience also includes managing the trading group responsible for hedging and disposition of fixed rate mortgages and the hedge analytics team managing the mortgage pipeline market risk exposure.


Mr. Schaefer received a bachelor’s degree in Economics from West Chester University and an MBA in Finance from LaSalle University.

Nicole Gimello

Vice President of Human Resources, joined Arc Home in 2020. Ms. Gimello has over 20 years of Human Resources experience, having served in various leadership capacities. She most recently worked as a Human Resources Business Partner for a commercial finance company, providing HR support to 4 locations across the US.


Ms. Gimello previously worked for Dunkin’ Donuts NDCP as their Director of Human Resources, where she was responsible for the Mid-Atlantic and Southeast territories that served over 1200 employees.


Ms. Gimello received her bachelor’s degree from Rider University and her Human Resources Certificate from Villanova University.

Patrick Fogarty

Chief Information Officer, joined Arc Home in February, 2019.  Mr. Fogarty has more than 25 years of technology experience building enterprise systems for major investment banks.  He is an expert in the Financial Services Industry with extensive knowledge in designing and implementing complex global systems at large financial institutions. 


Prior to joining Arc Home, Mr. Fogarty held senior IT positions at major firms such as Royal Bank of Scotland, Credit Suisse and DLJ.  While at RBS, Mr. Fogarty oversaw the buildout of RBS’ correspondent lending platform as well as the mortgage trading desk’s inventory and asset management systems.


Mr. Fogarty received Bachelor’s and Master’s Degree in Computer Science from New York Institute of Technology