Arc Access Temporarily Suspended

 

 

Non-QM Correspondent Loan Products for Non-Delegated Partners

 

 

Clean Slate

Clean Slate

  •  Loan amounts to 2.5mm at 80% LTV
  •  540 FICO max LTV 70% to 1.5mm loan amounts

 

 

 

 

 

 

Alternate Income Bank Statement

  •  12 months bank statements LTV to 85% at 660 FICO
  •  24 months bank statements to 90% at a 680 FICO, 50% DTI with loan amounts to $1.5mm
  •  Concierge Scenario Desk does the income calculations for you

Alternate Income Bank Statement

 

 

DSCR Product Benefits

DSCR

  •  Loan Amounts to $3.5mm
  •  Foreign National DSCR to 70%LTV
  •  Max LTV is 80%, 700 FICO Loan Amount to $1.5mm
  •  .75 : 1 Ratio

 

 

 

Agency Plus

  •  95%, 700 FICO to $1.5mm
  •  DTI up to 55%
  •  Non-Warrantable Condos Eligible
  •  Multi-Family Eligible
  •  First Time Homebuyers
  •  Non-Permanent Resident Aliens Eligible

Agency Plus benefits

 

 

Foreign National Program

Foreign National

  •  Max LTV purchase, R/T refinance 75% loan amount to $1.5mm
  •  Max LTV cash out refinance 65% loan amount to $1.5mm
  •  Non-Warrantable condos eligible
  •  DSCR available to 70% LTV