Conventional

•  Fixed Rates, 5/1 & 7/1 LIBOR ARMS
•  Single Family, 1-4 Units, PUDs, Condos
•  Primary Residence, Second Homes and Investment Properties
•  97% Max LTV, 1 Unit Purchase Transaction
•  High Balance Fixed Rate, 5/1 and 7/1 LIBOR ARMS (DU Approved Eligible)
•  Super Conforming Fixed Rate, 5/1 and 7/1 LIBOR ARMS (LPA Accept)

HomeReady®

•  97% Max LTV
•  Income limits 80% of AMI
•  Standard and High Balance loan amounts permitted
•  Fixed Rate, 5/1 & 7/1 LIBOR ARMS
•  1-4 Units, PUDs and Warrantable Condos
•  105% Max CLTV with eligible Community Second

Home Possible®

•  97% Max LTV
•  Income limits 80% of AMI
•  Standard and Super Conforming loan amounts permitted
•  Fixed Rate, 5/1 & 7/1 LIBOR ARMs
•  1-4 Units, PUDs and Warrantable Condos
•  105% Max CLTV with Affordable Second

FHA

•  1-4 Units, PUDs and HUD approved condos
•  Standard and High Balance loan amounts permitted
•  600 minimum FICO 
  (Temporarily 660 minimum FICO)
•  Streamline Refinance available with FICO

VA

•  1-4 Units, Modular Homes, PUDs and VA approved condos
•  Standard and High Balance loan amounts permitted
•  600 minimum FICO 
  (Temporarily 660 minimum FICO)
•  $1.00MM max loan amount
•  IRRRLs available with FICO

Jumbo Prime

 (Temporarily Suspended)

•  15 and 30 year fixed fully amortizing
•  5/1, 7/1 & 10/1 LIBOR ARMs fully amortizing
•  5/1, 7/1 & 10/1 LIBOR ARMs interest only option
•  Primary Residence, Second Homes and Investment Properties
•  90% Max LTV with no Mortgage Insurance
•  $2.00MM max loan amount
•  First time home buyer allowed