Delivery & Authority Options
As a Correspondent with Arc Home you're empowered to choose your underwriting authority at the loan level. Choose delegated or non-delegated options based on your capacity, risk appetite or pricing. No matter what authority or delivery mechanism you choose, Arc will provide best in class purchasing turn times.
- Delegated and Non-Delegated underwriting available on all available products
- Best Efforts, Single-Loan Mandatory, Mandatory, Bulk and Forward Commitments available
Underwriting Authority
Delegated
- Agency/Government available
- Automatic non-delegated approval upon delegated approval
- Exceptional purchase cycle times
- Minimal Overlays
- $1MM minimum tangible net worth for delegated
- $2.5MM minimum tangible net worth for TPO
- Client dedicated account managers
Non-Delegated
- Jumbo Prime/Government/Agency products available
- Underwriter-staffed scenario desk
- Excellent execution of exceptions
- Experienced operations team
- Consistent turn times
- FHA/VA sponsorships available
- Minimal net worth required
The Arc Home Difference
- Dual Approval - Choose Delegated or Non-Delegated per transaction
- Diverse product menu including Non-QM, Jumbo, Agency and Government
- Industry Leading Purchase Turn Times
- Prior Approval for Delegated Transactions
- No Bid Minimums
- Consistent, Market-Relevant Pricing
- Make-sense Pricing Policies
- Minimal Overlays
- eNote Loan Purchase Program
